Credit cards allow you to borrow a certain sum of money and pay back the amount in full or in installments, at a later stage.

If you have a sufficient amount maintained in the bank then it is better to use a credit card for making online or offline payments.

The more you use a credit card the more you will get the rewards points.

These reward points can be redeemed in the form of cash vouchers, flight discount vouchers, product purchases

Using a credit card is not advised if your bank balance is less or the next income or salary you will be getting after 30 to 45 days.

To avoid late payment, you can set a reminder

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